Lending & Loan Operations

Commercial lending moves quickly until it reaches the documentation phase. For a $2 million term loan or revolving credit facility, what should be a straightforward closing can stretch into weeks of back-and-forth drafting, revisions, and reviews. F...

Commercial real estate (CRE) lending moves fast until it reaches the documentation phase. Borrowers and lenders alike often hesitate to ask the obvious question: What is this stack of paper actually going to cost? They worry it will sound unsoph...

Private lending funds, often called private credit vehicles, are an increasingly attractive option for deploying capital in commercial lending outside traditional banking channels. These funds pool investor money to originate or acquire loans — ty...

Commercial lenders, bank executives, and loan officers know the drill: a borrower walks through the door, the credit committee approves the deal according to internal guidelines, and then the stack of closing documents arrives. Too often, that’s w...

While commercial loans often appear similar on the surface, especially when dealing with the same client, the subtle differences between each mean commercial lending documents may (and should) differ significantly. These differences make relying o...

The current trend for legal document drafting is to use templates. Templates are fixed documents that are edited manually for each transaction. While templates can be useful and certainly save time, there are risks to solely relying on templates tha...

Commercial lending moves fast. Deals need to close, capital needs to deploy, and everyone wants efficiency. In this environment, it’s tempting to turn to general-purpose AI tools to generate loan documents, promissory notes, security agreements, or ...

You have likely signed a document with someone else’s name in it, whether you realized it or not. Or possibly you have drafted a document that contained a single wrong name halfway through a 60-page document package (in your baby attorney days, of c...

Commercial lending documentation is the legal infrastructure of every deal. Get it right, and the transaction closes smoothly with clear rights, remedies, and protections. Get it wrong through inconsistencies, missing provisions, or outdated languag...